Education Required: Bachelors Degree
Department: Income Property Houston
Experience Required: 3 - 5 Years
Job ID: 9810
Hours of Work: Monday - Friday
Employment Type: Full-Time Regular
Assisting in loan closing for renewals and restructures.
Managing a dedicated portfolio of loans as needed or assigned.
Assisting in relationship management of complex accounts.
Requesting and analyzing borrower reports (operating statements, rent rolls).
Completing internal covenant monitoring reports.
Creating spreadsheets to illustrate project economics.
Completing loan status reports and worksheets.
Assisting in drafting credit approvals for new loan requests, loan renewals, restructures, or litigation.
Assisting in gathering market data and relevant background information on new loan requests.
Assisting in inputting relevant data into financial models.
Assisting in marketing efforts to existing clients as well as prospects.
Assisting in identifying new prospects for external calling efforts.
Requires an understanding of loan documentation (credit agreement, deed of trust) and real property documentation (leases, title reports).
Bachelor’s degree is required and 3+ years of related experience. Commercial Real Estate banking experience is preferred.
Flexibility to perform both analytical and sometimes loan processing tasks.
Requires the ability to become familiar with internal processes and intranet platforms in which diligence reports are engaged, covenants are tracked, and property operating data is displayed.
Requires an understanding of real estate cash flows and operating statements for income-generating RE projects (office, industrial, retail, apartments).
Possesses good communication and people skills
Ability to interact with clients, and/or prospects in a professional manner.
Possesses excellent organizational skills and is very detail oriented.
Experience with Excel, Word and Power Point.
Possesses the flexibility to conduct some periodic traveling to do site inspections and meet with clients and prospects.
Possesses the ability to work independently of direct supervisor.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.