Education Required: Bachelors Degree
Department: Private Banking Admin
Experience Required: 1 - 3 Years
Job ID: 9585
Division: Financial Services
Hours of Work: Generally M-F- 8-5
Employment Type: Full-Time Regular
Provides support to the Private Banking department through general underwriting responsibilities, portfolio maintenance, client relationship development, and business development. This position is considered an entry into the relationship manager position. Duties include, but are not limited to:
Prepares a relationship plan and calls on existing or prospective clients. Discusses and promotes all bank products and services to establish total client banking relationship. Discusses financing opportunities and general business.
Interfaces with other Bank units as necessary. Defines responsibilities and coordinates objectives for all products in a relationship or transaction. Resolves all client needs and internal issues.
Underwrites loan proposals and performs financial analysis of transactions and borrowers. Develops loan write-ups with a focus on identifying and mitigating credit risks in compliance with MidFirst Bank policies.
Consistently reviews loan portfolio for credit quality and risk rating.
Monitors and analyzes relationship and accounts with clients in portfolio. Determines overall profitability of relationship and recommends how to further develop. Prepares various reports for management.
Maintains an awareness of competitive products, practices, rates and changes in the market area.
Two years of credit analysis, RMA training, cash flow training, portfolio management and business development in the banking industry.
Good knowledge of corporate finance, strong problem solving skills, ability to manage relationships of low to moderate complexity, computer skills.
Knowledge of Microsoft Word and Excel software. Thorough understanding of PC based systems in the Windows environment. Ability to learn and general familiarity of bank operation systems and general office equipment.
Exhibit good listening and verbal communication skills to effectively interact with customers and Bank employees in person and over the telephone.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.