Education Required: Masters Degree
Department: CA 1st Century - Credit Admin
Experience Required: 1 - 3 Years
Job ID: 11010
Division: Financial Services
Hours of Work: Generally M-F- 8-5
Employment Type: Full-Time Regular
1st Century Bank, a division of MidFirst Bank, is a full service commercial bank in West Los Angeles, California. The Bank provides services to small and medium sized businesses, real estate professionals, and high net worth individuals and families. The Bank's core principles are flexibility, responsiveness, and the ability to create tailored solutions, coupled with its commitment to provide exceptional customer service.
This position will be a part of the Private Banking department. The successful candidate will learn and apply general underwriting responsibilities, portfolio maintenance, client relationship development, and business development. This position is considered an entry into the relationship manager position and will include extensive training to advance into a Private Banking Lender role. Responsibilities include, but are not limited to:
Prepares a relationship plan and calls on existing or prospective clients. Discusses and promotes all bank products and services to establish total client banking relationship. Discusses financing opportunities and general business.
Interfaces with other Bank units as necessary. Defines responsibilities and coordinates objectives for all products in a relationship or transaction. Resolves all client needs and internal issues.
Underwrites loan proposals and performs financial analysis of transactions and borrowers. Develops loan write-ups with a focus on identifying and mitigating credit risks in compliance with MidFirst Bank policies.
Consistently reviews loan portfolio for credit quality and risk rating.
Monitors and analyzes relationship and accounts with clients in portfolio. Determines overall profitability of relationship and recommends how to further develop. Prepares various reports for management.
Maintains an awareness of competitive products, practices, rates and changes in the market area.
Participants will be considered if they meet the following general qualifications:
MBA or Masters in Finance with a minimum GPA of 3.25
Demonstrates excellent interpersonal skills
PC fluent (Word, Excel, Access, etc.)
Two years of credit analysis, RMA training, cash flow training, portfolio management and business development in the banking industry strongly preferred.
Good knowledge of corporate finance, strong problem solving skills, ability to manage relationships of low to moderate complexity, computer skills.
Exhibit good listening and verbal communication skills to effectively interact with customers and Bank employees in person and over the telephone.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Stay Connected - Join our Talent Community!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.
Stay Connected - Join our Talent Community!