Education Required: Bachelors Degree
Department: AZ MidFirst Private Bank
Experience Required: 3 - 5 Years
Job ID: 10126
Division: Financial Services
Hours of Work: Generally M-F- 8-5
Employment Type: Full-Time Regular
The primary purpose of this position is to facilitate loan growth while preserving credit quality in the Private Banking loan portfolio. The function involves data acquisition and intensive analysis resulting in executive level management reports and loan presentations. Incumbent may participate with lending officers on customer calls and attend internal credit committee meetings.
PRINCIPAL DUTIES AND RESPONSIBILITIES
Underwriting – Provide analytical support for MidFirst Private Banking.
Loan underwriting encompasses:
Financial analysis of the borrower and guarantors including personal and business tax returns, financial statements and other documents.
Loan structure and documentation.
Completion of credit memorandum or similar approval documents
Mentoring & Training – this position has no subordinates.
Special Projects – Participate in special projects as requested by lenders and managers.
Position requires a bachelor’s degree in a business related field.
Minimum 3 years of experience in private banking or commercial bank credit analysis and underwriting or similar related functions. Some experience in mortgage underwriting may be considered.
Position requires excellent oral and written communication skills.
Strong PC skills including Microsoft Office products is required. Experience with Moody’s RiskAnalyst and Buker Taxanalysis (or comparable analytical software) is preferred.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.